Mortgage Rates 2025 Forecast Uk 2025. The bank of england lowered its benchmark bank rate from 5.25% to 5% in august, and some forecasters suggest there may be another cut at the bank’s next meeting on 19.  — property experts anticipate mortgage rates will fall significantly in late 2025 and early 2025, but opinion is split as to exactly when and by how much they'll drop.

The consensus now seems to be. Lenders started slashing mortgage rates amid the bank of england’s decision to cut the base rate from 5.25% to 5%.